How to Choose a Lease-to-Own Company in Bellevue, NE
When choosing a lease-to-own company in Bellevue, NE, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bellevue so you can determine which company is right for you.
Snap Finance in Bellevue, NE vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bellevue, NE tend to work the same way. First, you pick from a list of approved Bellevue retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bellevue, NE will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bellevue, NE?
The items you can shop for vary based on which Bellevue, NE retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Bellevue, NE
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Bellevue, NE and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Bellevue and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Bellevue, NE.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bellevue, NE
For shoppers in Bellevue, NE with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bellevue, NE. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Bellevue, NE also requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Bellevue, NE, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bellevue, NE. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.