Choosing Your Beatrice, NE Lease-to-Own Company
When comparing lease-to-own companies in Beatrice, NE, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Beatrice so you know which company is your best fit.
How Does Lease-to-Own in Beatrice, NE Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Beatrice, NE tend to work the same way. You shop in person or online at an approved Beatrice retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance in Beatrice, NE or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Beatrice, NE?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Beatrice, NE. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Beatrice, NE
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Beatrice, NE retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Beatrice and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Beatrice, NE or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Beatrice, NE?
Snap Finance and Amica Leasing are dedicated to helping Beatrice, NE shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Beatrice, NE. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Beatrice, NE also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Beatrice, NE Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Beatrice, NE. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.