What to Look for in Havre, MT Lease-to-Own Companies

When comparing lease-to-own companies in Havre, MT, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Havre and Snap Finance so you can determine which company is right for you.

How Does Lease-to-Own in Havre, MT Work?

How do Acima Leasing and Snap Finance work? Whichever Havre, MT lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Havre and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Havre, MT will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Havre, MT?

The items you can shop for in Havre, MT depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Havre, MT Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Havre, MT retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Havre businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Havre, MT or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Havre, MT

Everyone in Havre, MT deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Havre, MT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

Acima Leasing in Havre, MT also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Havre, MT? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Havre, MT. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.