How to Choose a Lease-to-Own Company in Great Falls, MT
When comparing lease-to-own companies in Great Falls, MT, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Great Falls so you can decide which company sounds best for you.
Snap Finance in Great Falls, MT vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Great Falls, MT lease-to-own companies operate similarly. You shop in person or online at an approved Great Falls retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Great Falls, MT will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Great Falls, MT?
The items you can shop for vary based on which Great Falls, MT retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Great Falls, MT
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Great Falls, MT as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Great Falls businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Great Falls, MT, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Great Falls, MT?
Both Snap Finance and Amica Leasing support Great Falls, MT residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Great Falls, MT. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Great Falls, MT also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Great Falls, MT Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Great Falls, MT. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.