Deciding Between Acima Leasing and Snap Finance in Butte, MT

You need a lease-to-own option in Butte, MT — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Butte, MT Lease-to-Own Companies

When comparing lease-to-own companies in Butte, MT, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Butte and Snap Finance so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Butte, MT

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Butte, MT lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Butte retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Butte, MT will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Butte, MT?

The items you can shop for vary based on which Butte, MT retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Butte, MT and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Butte, MT retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Butte stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Butte, MT.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Butte, MT?

Both Snap Finance and Amica Leasing aim to help shoppers in Butte, MT with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Butte, MT. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Butte, MT requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Butte, MT

Acima Leasing and Snap Finance are great options for Butte, MT shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.