Choosing Between Acima Leasing and Progressive Leasing in Billings, MT

When you need a lease-to-own solution in Billings, MT, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in Billings, MT

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but lack the funds. When looking at companies like Progressive Leasing in Billings, how do you know which one to pick? Let's compare Acima Leasing in Billings, MT against Progressive Leasing to help you determine which company has the best application process, store selection, and requirements for you.

Billings Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Billings, MT? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible Billings stores, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Billings, you can be approved for up to $5,000!

Billings Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Billings, MT share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Billings, MT requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Billings shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Billings Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Billings and online, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Billings, MT, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Billings, MT

Progressive Leasing and Acima Leasing in Billings, MT consider the same items leasable. Typically, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Billings, MT Lease-to-Own Company?

We can’t tell you which lease-to-own company in Billings, MT to choose. To choose the right fit, consider the application process, approval requirements, and which Billings stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.