Choosing a Lease-to-Own Company in Willow Springs, MO
When choosing a lease-to-own company in Willow Springs, MO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Willow Springs so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Willow Springs, MO
How do Acima Leasing and Snap Finance work? Most Willow Springs, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Willow Springs and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Willow Springs, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Willow Springs, MO?
The items you can shop for in Willow Springs, MO depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Willow Springs, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Willow Springs, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Willow Springs stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Willow Springs, MO, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Willow Springs, MO?
Snap Finance and Acima Leasing both want to help shoppers in Willow Springs MO get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Willow Springs, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Willow Springs, MO also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Willow Springs, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Willow Springs, MO. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.