Choosing a Lease-to-Own Company in Wentzville, MO
When picking a lease-to-own company in Wentzville, MO, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wentzville so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Wentzville, MO Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Wentzville, MO tend to work the same way. To start, you choose an approved retailer in Wentzville and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Wentzville, MO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Wentzville, MO?
The items you can shop for vary based on which Wentzville, MO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Wentzville, MO
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Wentzville, MO as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Wentzville and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Wentzville, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Wentzville, MO
Both Snap Finance and Amica Leasing aim to help shoppers in Wentzville, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Wentzville, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Wentzville, MO also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Wentzville, MO
Acima Leasing and Snap Finance are great options for Wentzville, MO shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.