Lease-to-Own in Waynesville, MO: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Waynesville, MO, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Waynesville, MO

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Waynesville, how do you know which one to choose? Let's compare Acima Leasing in Waynesville, MO against Progressive Leasing so you can decide which company has the best application process, store selection, and requirements for you.

Waynesville Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Waynesville, MO? They both have similar application steps. Browse at eligible Waynesville retailers, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Waynesville, you can be approved for up to $5,000!

Waynesville Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Waynesville, MO might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Waynesville, MO requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Waynesville with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Waynesville Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Waynesville and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Waynesville, MO, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Waynesville, MO?

Acima Leasing and Progressive Leasing in Waynesville, MO follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Waynesville, MO Right for You?

We can’t tell you which lease-to-own company in Waynesville, MO to choose. The right choice for you will depend on which Waynesville retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.