Choosing a Lease-to-Own Company in Washington, MO
When comparing lease-to-own companies in Washington, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Washington and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Washington, MO Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Washington, MO tend to work the same way. You shop in person or online at an approved Washington retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Washington, MO will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Washington, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Washington, MO. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Washington, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Washington, MO businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Washington stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Washington, MO stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Washington, MO?
Everyone in Washington, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Washington, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Washington, MO requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Washington, MO Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Washington, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.