How to Choose a Lease-to-Own Company in Versailles, MO
When choosing a lease-to-own company in Versailles, MO, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Versailles and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Versailles, MO
How do Acima Leasing and Snap Finance work? Most Versailles, MO lease-to-own companies operate similarly. First, you pick from a list of approved Versailles retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Versailles, MO or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Versailles, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Versailles, MO. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Versailles, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Versailles, MO businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Versailles stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Versailles, MO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Versailles, MO
Snap Finance and Amica Leasing are dedicated to helping Versailles, MO shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Versailles, MO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Versailles, MO requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Versailles, MO
Acima Leasing and Snap Finance have a lot to offer shoppers in Versailles, MO. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.