Choosing Between Acima Leasing and Progressive Leasing in Versailles, MO

When you need a lease-to-own solution in Versailles, MO, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Versailles, MO?

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Versailles, how do you know which one to choose? Let's compare Acima Leasing in Versailles, MO against Progressive Leasing to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Versailles Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Versailles, MO? Applying with either company will look pretty similar. Shop at eligible Versailles stores, find the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Versailles!

Versailles Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Versailles, MO are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Versailles, MO, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Versailles with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Versailles, MO

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Versailles, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Versailles, MO stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Versailles, MO?

The rules for leasable items at Acima Leasing and Progressive Leasing in Versailles, MO are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Versailles, MO?

The decision of which Versailles, MO lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Versailles stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.