How to Choose a Lease-to-Own Company in Valley Park, MO
When selecting a lease-to-own company in Valley Park, MO, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Valley Park and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Valley Park, MO Work?
How does Snap Finance work? Or Acima Leasing? Whichever Valley Park, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Valley Park retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance in Valley Park, MO or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Valley Park, MO?
The items you can shop for in Valley Park, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Valley Park, MO Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Valley Park, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Valley Park businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Valley Park, MO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Valley Park, MO?
Snap Finance and Amica Leasing are dedicated to helping Valley Park, MO shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Valley Park, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Valley Park, MO requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Valley Park, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Valley Park, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.