Selecting a Lease-to-Own Company in Troy, MO
Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Troy, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Troy, MO so you can figure out which company has the best application process, store selection, and requirements for you.
Troy Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Troy, MO? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible Troy stores, select the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Troy, you can be approved for up to $5,000!
Troy Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Although Acima Leasing and Progressive Leasing in Troy, MO share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Troy, MO, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Troy with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Troy Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Troy, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Troy, MO, or shop Acima Leasing's online retailers.
What Items Can I Lease in Troy, MO with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Troy, MO follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Troy, MO?
Determining the right lease-to-own company in Troy, MO is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Troy stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.