What to Look for in Strafford, MO Lease-to-Own Companies
When comparing lease-to-own companies in Strafford, MO, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Strafford and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Strafford, MO Work
How does Snap Finance work? Or Acima Leasing? Most Strafford, MO lease-to-own companies operate similarly. You shop in person or online at an approved Strafford retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Strafford, MO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Strafford, MO?
The items you can shop for in Strafford, MO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Strafford, MO
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Strafford, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Strafford and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Strafford, MO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Strafford, MO?
Both Snap Finance and Amica Leasing aim to help shoppers in Strafford, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Strafford, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Strafford, MO requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Strafford, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Strafford, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.