Choosing a Lease-to-Own Company in St Peters, MO

When selecting a lease-to-own company in St Peters, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in St Peters so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in St Peters, MO Work

How do Acima Leasing and Snap Finance work? Whichever St Peters, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved St Peters retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in St Peters, MO or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in St Peters, MO?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in St Peters, MO. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

St Peters, MO Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local St Peters, MO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in St Peters and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find St Peters, MO stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in St Peters, MO?

Snap Finance and Acima Leasing both want to help shoppers in St Peters MO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in St Peters, MO. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in St Peters, MO requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your St Peters, MO Lease-to-Own Company

Many shoppers across St Peters, MO can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.