Lease-to-Own in Springfield, MO: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Springfield, MO? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Springfield, MO?

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. Springfield is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Springfield, MO to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Springfield Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Springfield, MO? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Springfield, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Springfield!

Springfield Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Springfield, MO are alike, their requirements are different. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Springfield, MO requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Springfield with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Springfield, MO Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Springfield stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Springfield, MO stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Springfield, MO?

Progressive Leasing and Acima Leasing in Springfield, MO consider the same items leasable. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Springfield, MO Right for You?

Determining the right lease-to-own company in Springfield, MO is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Springfield you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.