What to Look for in Smithville, MO Lease-to-Own Companies
When choosing a lease-to-own company in Smithville, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Smithville so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Smithville, MO
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Smithville, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Smithville retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Smithville, MO or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Smithville, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Smithville, MO retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Smithville, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Smithville, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Smithville and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Smithville, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Smithville, MO?
Everyone in Smithville, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Smithville, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Smithville, MO also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Smithville, MO, the Choice Is Yours
Many shoppers across Smithville, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.