Acima Leasing or Progressive Leasing in Smithville, MO?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Smithville, MO? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Smithville, MO

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. Smithville is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Smithville, MO to guide you in deciding which company has the best application process, store selection, and requirements for you.

Smithville Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Smithville, MO? What about Progressive Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Smithville, choose the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Smithville, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Smithville vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Smithville, MO might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Smithville, MO, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Smithville with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Smithville Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Smithville stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Smithville, MO, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Smithville, MO?

The rules for leasable items at Acima Leasing and Progressive Leasing in Smithville, MO are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Smithville, MO?

We can’t tell you which lease-to-own company in Smithville, MO to choose. To choose the right fit, consider which Smithville retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.