What to Look for in Seymour, MO Lease-to-Own Companies
When choosing a lease-to-own company in Seymour, MO, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Seymour and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Seymour, MO Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Seymour, MO tend to work the same way. You shop in person or online at an approved Seymour retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Seymour, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Seymour, MO?
The items you can shop for in Seymour, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Seymour, MO and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Seymour, MO as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Seymour and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Seymour, MO stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Seymour, MO
Snap Finance and Amica Leasing are dedicated to helping Seymour, MO shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Seymour, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Seymour, MO also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Seymour, MO Lease-to-Own Company
Many shoppers across Seymour, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.