Choosing Your Sedalia, MO Lease-to-Own Company
When selecting a lease-to-own company in Sedalia, MO, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sedalia and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Sedalia, MO Work?
How does Snap Finance work? Or Acima Leasing? Whichever Sedalia, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Sedalia retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Sedalia, MO or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Sedalia, MO Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Sedalia, MO. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Sedalia, MO
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Sedalia, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Sedalia stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Sedalia, MO.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sedalia, MO?
Everyone in Sedalia, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Sedalia, MO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Sedalia, MO, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Sedalia, MO Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Sedalia, MO. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.