How Do I Choose Between Lease-to-Own Companies in Sedalia, MO?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Sedalia, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Sedalia, MO so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Sedalia Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Sedalia, MO? And how does Acima Leasing work? Both companies follow similar application processes. Shop at your favorite eligible stores in Sedalia, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sedalia, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Sedalia vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Sedalia, MO are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Sedalia, MO, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Sedalia shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Sedalia, MO Stores
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Sedalia allows you to shop at thousands of Sedalia stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Sedalia, MO, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Sedalia, MO with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Sedalia, MO follow similar guidelines for leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Sedalia, MO?
We can’t tell you which lease-to-own company in Sedalia, MO to choose. The best option for you depends on which Sedalia retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.