Choosing Your Salem, MO Lease-to-Own Company

When choosing a lease-to-own company in Salem, MO, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Salem and Snap Finance so you know which company is your best fit.

Snap Finance in Salem, MO vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Salem, MO lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Salem retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, select the eligible products you want, and Acima Leasing in Salem, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Salem, MO?

The items you can shop for in Salem, MO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Salem, MO

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Salem, MO businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Salem and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Salem, MO.

What Are the Requirements for Acima Leasing vs. Snap Finance in Salem, MO?

Both Snap Finance and Amica Leasing aim to help shoppers in Salem, MO with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Salem, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

For Acima Leasing in Salem, MO, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Salem, MO Lease-to-Own Company

Many shoppers across Salem, MO can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.