What to Look for in Saint Robert, MO Lease-to-Own Companies
When selecting a lease-to-own company in Saint Robert, MO, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Saint Robert and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Saint Robert, MO Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Saint Robert, MO follow similar models. You shop at an approved Saint Robert retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Saint Robert, MO will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Saint Robert, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Saint Robert, MO depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Saint Robert, MO Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Saint Robert, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Saint Robert and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Saint Robert, MO stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Saint Robert, MO
Everyone in Saint Robert, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Saint Robert, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Saint Robert, MO also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Saint Robert, MO, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Saint Robert, MO shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.