Choosing Your Saint Peters, MO Lease-to-Own Company
When choosing a lease-to-own company in Saint Peters, MO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Saint Peters and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Saint Peters, MO Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Saint Peters, MO lease-to-own companies operate similarly. First, you pick from a list of approved Saint Peters retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Saint Peters, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Saint Peters, MO?
The items you can shop for in Saint Peters, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Saint Peters, MO and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Saint Peters, MO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Saint Peters stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Saint Peters, MO.
What’s Needed to Apply for Acima Leasing or Snap Finance in Saint Peters, MO
Everyone in Saint Peters, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Saint Peters, MO, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
For Acima Leasing in Saint Peters, MO, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Saint Peters, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Saint Peters, MO. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.