Choosing Your Saint Louis, MO Lease-to-Own Company
When picking a lease-to-own company in Saint Louis, MO, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Saint Louis and Acima Leasing so you can find the right company for you.
Snap Finance in Saint Louis, MO vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Saint Louis, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Saint Louis and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Saint Louis, MO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Saint Louis, MO Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Saint Louis, MO. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Saint Louis, MO Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Saint Louis, MO retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Saint Louis businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Saint Louis, MO, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Saint Louis, MO
Both Snap Finance and Amica Leasing support Saint Louis, MO residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Saint Louis, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Saint Louis, MO also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Saint Louis, MO Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Saint Louis, MO shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.