Choosing Your Rolla, MO Lease-to-Own Company
When choosing a lease-to-own company in Rolla, MO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Rolla and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Rolla, MO Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Rolla, MO tend to work the same way. You shop at an approved Rolla retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Rolla, MO will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Rolla, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Rolla, MO retailers are approved by Snap Finance or Acima Leasing. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Rolla, MO
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Rolla, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Rolla stores and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Rolla, MO.
What Are the Requirements for Acima Leasing vs. Snap Finance in Rolla, MO?
Snap Finance and Acima Leasing both want to help shoppers in Rolla MO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Rolla, MO. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Rolla, MO also requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Rolla, MO? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Rolla, MO. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.