Choosing Your Richmond, MO Lease-to-Own Company
When picking a lease-to-own company in Richmond, MO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Richmond and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Richmond, MO Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Richmond, MO tend to work the same way. You shop in person or online at an approved Richmond retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Richmond, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Richmond, MO?
The items you can shop for vary based on which Richmond, MO retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Richmond, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Richmond, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Richmond stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Richmond, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Richmond, MO?
Snap Finance and Acima Leasing both want to help shoppers in Richmond MO get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Richmond, MO, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Richmond, MO also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Richmond, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Richmond, MO shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.