Lease-to-Own in Raytown, MO: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Raytown, MO? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Raytown, MO Lease-to-Own Companies

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. Raytown is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Raytown, MO to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Raytown Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Raytown, MO? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Raytown, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Raytown!

What Are the Requirements for Progressive Leasing in Raytown vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Raytown, MO have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Raytown, MO, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Raytown shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Raytown, MO

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Raytown stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Raytown, MO, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Raytown, MO?

The rules for leasable items at Acima Leasing and Progressive Leasing in Raytown, MO are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Raytown, MO?

We can’t tell you which lease-to-own company in Raytown, MO to choose. You have to select the right fit for you based on approval requirements, which stores in Raytown you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.