Choosing a Lease-to-Own Company in Potosi, MO
When comparing lease-to-own companies in Potosi, MO, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Potosi and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Potosi, MO Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Potosi, MO lease-to-own companies operate similarly. You shop at an approved Potosi retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Potosi, MO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Potosi, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Potosi, MO retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Potosi, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Potosi, MO businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Potosi and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Potosi, MO or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Potosi, MO
Snap Finance and Acima Leasing both want to help shoppers in Potosi MO get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Potosi, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Potosi, MO also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Potosi, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Potosi, MO. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.