Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Poplar Bluff, MO

Looking for a lease-to-own company in Poplar Bluff, MO? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Poplar Bluff, MO Lease-to-Own Companies

When comparing lease-to-own companies in Poplar Bluff, MO, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Poplar Bluff and Acima Leasing so you know which company is your best fit.

Snap Finance in Poplar Bluff, MO vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most Poplar Bluff, MO lease-to-own companies operate similarly. You shop at an approved Poplar Bluff retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Poplar Bluff, MO will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

Poplar Bluff, MO Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Poplar Bluff, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Poplar Bluff, MO Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Poplar Bluff, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Poplar Bluff and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Poplar Bluff, MO or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Poplar Bluff, MO

Snap Finance and Amica Leasing are dedicated to helping Poplar Bluff, MO shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Poplar Bluff, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

For Acima Leasing in Poplar Bluff, MO, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Poplar Bluff, MO Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Poplar Bluff, MO shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.