Acima Leasing or Progressive Leasing in Ozark, MO?

Looking to lease-to-own in Ozark, MO but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Ozark, MO

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Ozark, how do you know which one to choose? Let's compare Acima Leasing in Ozark, MO against Progressive Leasing to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Ozark Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ozark, MO? Both companies follow similar application processes. Shop at eligible Ozark stores, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Ozark, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Ozark vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Ozark, MO are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Ozark, MO need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Ozark who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Ozark, MO

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Ozark and online, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Ozark, MO, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Ozark, MO?

Acima Leasing and Progressive Leasing in Ozark, MO follow similar guidelines for leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Ozark, MO?

The decision of which Ozark, MO lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Ozark stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.