Choosing a Lease-to-Own Company in Owensville, MO
When choosing a lease-to-own company in Owensville, MO, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Owensville so you can determine which company is right for you.
How Does Lease-to-Own in Owensville, MO Work?
How does Acima Leasing work? Or Snap Finance? Whichever Owensville, MO lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Owensville and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Owensville, MO will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Owensville, MO?
The items you can shop for vary based on which Owensville, MO retailers are approved by Snap Finance or Acima Leasing. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Owensville, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Owensville, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Owensville and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Owensville, MO or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Owensville, MO?
Snap Finance and Acima Leasing both want to help shoppers in Owensville MO get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Owensville, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Owensville, MO, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Owensville, MO
Many shoppers across Owensville, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.