Comparing Lease-to-Own Companies in Owensville, MO
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Owensville, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Owensville, MO so you can figure out which company has the best application process, store selection, and requirements for you.
Owensville Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Owensville, MO? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible retailers in Owensville, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Owensville, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Owensville vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Owensville, MO are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Owensville, MO need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Owensville shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Owensville Can I Shop with Acima Leasing vs. Progressive Leasing?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Owensville and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Owensville, MO, or view Acima Leasing's online retailers.
What Items Can I Lease in Owensville, MO with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Owensville, MO follow similar guidelines for leasable items. In general, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Owensville, MO?
The choice of lease-to-own company in Owensville, MO is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Owensville you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.