How Do I Choose Between Lease-to-Own Companies in Osage Beach, MO?
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Osage Beach, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Osage Beach, MO so you can decide which company has the best application process, store selection, and requirements for you.
Osage Beach Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Osage Beach, MO? What about Acima Leasing? You can expect a similar application process for both. Shop at eligible Osage Beach stores, select the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Osage Beach, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Osage Beach vs. Acima Leasing
While Acima Leasing and Progressive Leasing in Osage Beach, MO have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
To lease-to-own with Acima Leasing in Osage Beach, MO, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Osage Beach shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Osage Beach, MO Stores
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Osage Beach and online, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Osage Beach, MO, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Osage Beach, MO
Progressive Leasing and Acima Leasing in Osage Beach, MO consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Osage Beach, MO?
Determining the right lease-to-own company in Osage Beach, MO is a personal choice we can't make for you. To choose the right fit, consider approval requirements, which stores in Osage Beach you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.