Selecting a Lease-to-Own Company in O'fallon, MO
Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. O'fallon is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in O'fallon, MO so you can decide which company offers the requirements, store selection, and application process that fits your needs.
O'fallon Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in O'fallon, MO? What about Progressive Leasing? You can expect a similar application process for both. Browse at eligible O'fallon retailers, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in O'fallon!
O'fallon Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in O'fallon, MO are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in O'fallon, MO need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in O'fallon with less-than-perfect credit. We consider more than just your credit history when reviewing your application.
Acima Leasing vs. Progressive Leasing Stores in O'fallon, MO
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in O'fallon, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in O'fallon, MO, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in O'fallon, MO
The rules for leasable items at Acima Leasing and Progressive Leasing in O'fallon, MO are quite similar. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in O'fallon, MO?
Determining the right lease-to-own company in O'fallon, MO is a personal choice we can't make for you. The right choice for you will depend on approval requirements, which stores in O'fallon you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.