Choosing a Lease-to-Own Company in O Fallon, MO
When selecting a lease-to-own company in O Fallon, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in O Fallon and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in O Fallon, MO
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in O Fallon, MO follow similar models. You shop at an approved O Fallon retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in O Fallon, MO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in O Fallon, MO?
The items you can shop for vary based on which O Fallon, MO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
O Fallon, MO Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in O Fallon, MO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local O Fallon stores and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in O Fallon, MO, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in O Fallon, MO?
Snap Finance and Acima Leasing both want to help shoppers in O Fallon MO get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in O Fallon, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
For Acima Leasing in O Fallon, MO, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in O Fallon, MO
Many shoppers across O Fallon, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.