Choosing Between Acima Leasing and Progressive Leasing in O Fallon, MO

Who do you go to for lease-to-own solutions in O Fallon, MO? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between O Fallon, MO Lease-to-Own Companies

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in O Fallon, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in O Fallon, MO so you can figure out which company's store selection, requirements, and application process sound right for you.

O Fallon Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in O Fallon, MO? What about Progressive Leasing? Both companies follow similar application processes. Browse at eligible O Fallon retailers, find the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in O Fallon!

O Fallon Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in O Fallon, MO might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in O Fallon, MO, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in O Fallon with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What O Fallon Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in O Fallon allows you to shop at thousands of O Fallon stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in O Fallon, MO, or browse Acima Leasing’s online retailers.

What Items Can I Lease in O Fallon, MO with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in O Fallon, MO are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in O Fallon, MO?

The decision of which O Fallon, MO lease-to-own company to choose is entirely yours to make. To choose the right fit, consider which O Fallon retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.