How to Choose a Lease-to-Own Company in New Haven, MO
When choosing a lease-to-own company in New Haven, MO, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in New Haven and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in New Haven, MO Work
How does Snap Finance work? Or Acima Leasing? Whichever New Haven, MO lease-to-own company you choose, it'll likely operate the same way. You shop at an approved New Haven retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in New Haven, MO will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
New Haven, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which New Haven, MO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in New Haven, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in New Haven, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in New Haven and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in New Haven, MO.
What Are the Requirements for Acima Leasing vs. Snap Finance in New Haven, MO?
Both Snap Finance and Amica Leasing aim to help shoppers in New Haven, MO with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in New Haven, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in New Haven, MO requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in New Haven, MO? Try Acima Leasing
Many shoppers across New Haven, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.