Choosing a Lease-to-Own Company in Maryland Heights, MO
When picking a lease-to-own company in Maryland Heights, MO, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Maryland Heights and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Maryland Heights, MO Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Maryland Heights, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Maryland Heights and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing in Maryland Heights, MO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Maryland Heights, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Maryland Heights, MO. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Maryland Heights, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Maryland Heights, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Maryland Heights businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Maryland Heights, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Maryland Heights, MO
Everyone in Maryland Heights, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Maryland Heights, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Maryland Heights, MO also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Maryland Heights, MO, the Choice Is Yours
Many shoppers across Maryland Heights, MO can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.