Snap Finance in Liberty, MO or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Liberty, MO — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Liberty, MO

When choosing a lease-to-own company in Liberty, MO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Liberty so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Liberty, MO

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Liberty, MO follow similar models. You shop in person or online at an approved Liberty retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Liberty, MO will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Liberty, MO?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Liberty, MO. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Liberty, MO Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Liberty, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Liberty and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Liberty, MO, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Liberty, MO?

Everyone in Liberty, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Liberty, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Liberty, MO requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Liberty, MO? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Liberty, MO. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.