What to Look for in Lexington, MO Lease-to-Own Companies
When comparing lease-to-own companies in Lexington, MO, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Lexington and Acima Leasing so you can determine which company is right for you.
Snap Finance in Lexington, MO vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Lexington, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Lexington retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Lexington, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lexington, MO?
The items you can shop for vary based on which Lexington, MO retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lexington, MO
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Lexington, MO businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Lexington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lexington, MO, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lexington, MO
Both Snap Finance and Amica Leasing aim to help shoppers in Lexington, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Lexington, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Lexington, MO also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Lexington, MO, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lexington, MO. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.