What to Look for in Lees Summit, MO Lease-to-Own Companies
When choosing a lease-to-own company in Lees Summit, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lees Summit so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Lees Summit, MO
Are there any differences in how Snap Finance and Acima Leasing work? Most Lees Summit, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Lees Summit and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Lees Summit, MO or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Lees Summit, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lees Summit, MO. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lees Summit, MO
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Lees Summit, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Lees Summit businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Lees Summit, MO or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lees Summit, MO?
Both Snap Finance and Amica Leasing support Lees Summit, MO residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lees Summit, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Lees Summit, MO, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Lees Summit, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Lees Summit, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.