How to Choose a Lease-to-Own Company in Kirksville, MO
When selecting a lease-to-own company in Kirksville, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Kirksville and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Kirksville, MO Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Kirksville, MO tend to work the same way. You shop at an approved Kirksville retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Kirksville, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Kirksville, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kirksville, MO. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Kirksville, MO
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Kirksville, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Kirksville and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Kirksville, MO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Kirksville, MO
Snap Finance and Amica Leasing are dedicated to helping Kirksville, MO shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Kirksville, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Kirksville, MO requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Kirksville, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Kirksville, MO. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.