Choosing Your Kansas City, MO Lease-to-Own Company
When choosing a lease-to-own company in Kansas City, MO, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Kansas City and Acima Leasing so you can find the right company for you.
Snap Finance in Kansas City, MO vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Kansas City, MO tend to work the same way. First, you pick from a list of approved Kansas City retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Kansas City, MO will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kansas City, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Kansas City, MO. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Kansas City, MO Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Kansas City, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Kansas City businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Kansas City, MO.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kansas City, MO?
Both Snap Finance and Amica Leasing support Kansas City, MO residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Kansas City, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Kansas City, MO also requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Kansas City, MO, the Choice Is Yours
Many shoppers across Kansas City, MO can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.