Lease-to-Own in Kansas City, MO: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Kansas City, MO but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Kansas City, MO

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Kansas City, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Kansas City, MO to help you determine which company's store selection, requirements, and application process sound right for you.

Kansas City Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Kansas City, MO? What about Progressive Leasing? They both have similar application steps. Shop at your favorite eligible stores in Kansas City, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Kansas City, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Kansas City vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Kansas City, MO have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Kansas City, MO, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Kansas City with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Kansas City Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Kansas City, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Kansas City, MO, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Kansas City, MO with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Kansas City, MO  have similar leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Kansas City, MO?

We can’t tell you which lease-to-own company in Kansas City, MO to choose. The right choice for you will depend on approval requirements, which stores in Kansas City you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.