Choosing Your Jennings, MO Lease-to-Own Company
When picking a lease-to-own company in Jennings, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Jennings and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Jennings, MO
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Jennings, MO follow similar models. You shop at an approved Jennings retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Jennings, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Jennings, MO?
The items you can shop for in Jennings, MO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Jennings, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Jennings, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Jennings and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Jennings, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Jennings, MO
Everyone in Jennings, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Jennings, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Jennings, MO, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Jennings, MO Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Jennings, MO. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.