Comparing Lease-to-Own Companies in Jefferson City, MO
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Jefferson City, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Jefferson City, MO to help you determine which company has the best application process, store selection, and requirements for you.
Jefferson City Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Jefferson City, MO? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible Jefferson City stores, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Jefferson City!
Jefferson City Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Jefferson City, MO are alike, their requirements are different. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Jefferson City, MO need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Jefferson City shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Jefferson City, MO Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Jefferson City allows you to shop at thousands of Jefferson City stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Jefferson City, MO, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Jefferson City, MO
You'll find that Progressive Leasing and Acima Leasing in Jefferson City, MO have similar leasable items. Typically, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Jefferson City, MO?
The choice of lease-to-own company in Jefferson City, MO is entirely in your hands. To choose the right fit, consider which Jefferson City retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.