Comparing Acima Leasing and Snap Finance in Jackson, MO

You’re ready to shop with help from a lease-to-own company in Jackson, MO. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Jackson, MO Lease-to-Own Companies

When selecting a lease-to-own company in Jackson, MO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Jackson so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Jackson, MO

How does Acima Leasing work? Or Snap Finance? Whichever Jackson, MO lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Jackson and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Jackson, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jackson, MO?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jackson, MO. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Jackson, MO and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Jackson, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Jackson businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Jackson, MO, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Jackson, MO?

For shoppers in Jackson, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Jackson, MO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Jackson, MO, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Jackson, MO

Acima Leasing and Snap Finance have a lot to offer shoppers in Jackson, MO. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.