How to Choose a Lease-to-Own Company in Independence, MO
When comparing lease-to-own companies in Independence, MO, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Independence so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Independence, MO Work
How does Snap Finance work? Or Acima Leasing? Most Independence, MO lease-to-own companies operate similarly. You shop in person or online at an approved Independence retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Independence, MO or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Independence, MO?
The items you can shop for vary based on which Independence, MO retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Independence, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Independence, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Independence and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Independence, MO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Independence, MO
For shoppers in Independence, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Independence, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Independence, MO also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Independence, MO
Acima Leasing and Snap Finance have a lot to offer shoppers in Independence, MO. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.